We'll Officially Be Homeowners Tomorrow!

The short version of a long, long, long story is that while we came very close to walking away from the deal (to the point where we had formally signed a cancellation notice), we did finally come to agreement with the seller on the price. All the paperwork has been signed, the money is in the escrow account, and the sale will be formally recorded tomorrow. We're picking up the keys on Thursday and will be moving on Sunday. Yeah, I know it's supposed to be a day of rest but we'll attend Saturday evening Mass. DH has to go back to work on Monday & really wanted to get moved before then.

A Dollop of Politically Incorrect Humor for the Season

This came through on our local Catholic homeschooling support group e-list and I thought it was too funny not to share.

"To All My Liberal Friends:

Please accept with no obligation, implied or explicit, my best wishes for an environmentally conscious, socially responsible, low-stress, non-addictive, gender-neutral celebration of the winter solstice/Chanukkah/ Kwanzaa/etc. holiday, practiced within the most enjoyable traditions of the religious persuasion of your choice, or secular practices of your choice, with respect for the religious/secular persuasion and/or traditions of others, or their choice not to practice religious or secular traditions at all.

I also wish you a fiscally successful, personally fulfilling and medically uncomplicated recognition of the onset of the generally accepted calendar year 2010, but not without due respect for the calendars of choice of other cultures whose contributions to society have helped make America great. Not to imply that America is necessarily greater than any other country nor the only America in the Western Hemisphere.

Also, this wish is made without regard to the race, creed, color, age, physical ability, religious faith, or sexual preference of the wishee, not to exclude joint tax-payers filing singly.

To All My Christian Friends:

Blessed Advent, Merry Christmas, and Happy New Year!"

I've Not Suffered Death by Paperwork (Yet)

Buying a home has turned out to be a bigger pain-in-the-rear than I had imagined. Our offer was accepted on November 30th. The inspection, however, revealed problems with the roof, siding, and foundation. The good news is that the structural engineering inspection found that the foundation issues are minor. The bad news is that the roof and the siding need to be replaced. During our initial negotiations, the seller had forwarded an appraisal done in mid-September claiming that the roof, siding, and foundation were all in "good" condition. Since this turns out NOT to be the case, we're attempting to negotiate a fairly hefty price cut. We're willing to eat a certain amount of the cost of the needed repairs but not all of it. It remains to be seen whether we'll be able to come to agreement on a fair price for this home given its current condition.

Happy Thanksgiving!

Sorry to be so quiet here lately, we've been bogged down in negotiations on a house purchase. We've been going back & forth with the seller for a week & a half. We almost walked away from the deal twice now but submitted our "final, final, did we mention- final?" offer yesterday at the same price as our 2 most recent counters. Ugh, what a pain! The seller has been stuck on the price the home was appraised at back in August. We told them that we were not bidding on what it was worth last summer but rather where we feel the market is heading in the near future. If the seller truly believes that they can find another buyer willing to pay a higher price than us, by all means tell us no. But the home has been on the market for 45 days already so I really don't think they've got folks beating down their door. They need to sell the home more than we need to buy it (it's an estate sale). We're not trying to take advantage of the situation, we just don't want to overpay given the very real risk of a further market decline. But enough real estate venting!

Hope you all are enjoying a nice holiday!

Funny Response to Writing by Formula Assignment

I wish I could claim credit for this but it's one of Miss Scarlet's little friends. The girl is 8 and is enrolled in 3rd grade through a virtual charter school.

Her assignment was to write a 3+ paragraph persuasive letter using the following formula: first paragraph states the position and 3 reasons supporting it, the middle paragraph(s) provide at least one detail for each reason and acknowledges/counters the reader's concern, and the last paragraph restates the position/reasons and calls for action.

Her father is the one overseeing her work for the charter school and apparently he was getting a bit frustrated by how long it was taking the girl to complete the practice letters. For the last practice letter, he asked her to write a persuasive letter on whether she should have to do any more practice letters to be scored on a 4 point scale. Here's what she came up with:

"Dear Daddy,

I see that you are frustrated with me, but I think this should be the last
one. My reasons for feeling this way include, I am giving three reasons, my
details will support my reasons, and my reasons support my position.

First, I am giving three reasons. Because I gave three reasons, I believe I
should get a four. Moving on, my details support my reasons. For example,
I believe I should get a four because I gave three reasons. Last but not
least, my reasons support my position. Here is an example of a reason that
does not support my position: I love puppies. If you thought that I would
forget to acknowledge your concern, look here I did it!

I saw that you were a little upset with me, but I think this should be the
last one. This is why: my reasons supported my position, my details
supported my reasons, and I gave three reasons. Please make my score a
four.

Love,
[name]"

Isn't that a hoot? I'm so glad that her father gave permission for sharing it!

Why Does this Not Surprise Me?

One of the subject areas I feel was majorly lacking in my own formal education is economics. My high school offered an elective course in economics my senior year but I did not have room for it in my schedule. My college alma mater had a well-respected economics program but again I did not take any of its courses. So whatever I know about the topic comes from what I've learned on my own or from my parents, both of whom were economics majors undergrad and pursued graduate studies in business administration.

So I was interested to see a thread on the Well-Trained Mind bulletin board about materials to teach kids basic economics. Several of the books recommended have been ones I've used with Miss Scarlet- The Everything Kids Money Book by Diane Mayr, The Story of Money by Betsy Maestro, and If You Made a Million by David Schwartz.

There was one title mentioned in the thread that looked really intriguing: Capitalism for Kids: Growing Up to Be Your Own Boss by Karl Hess. I read a review of the book that made me think it would provide a great counterbalance to all the negative "spin" that we've been hearing in the elite media (e.g. the media blitz promoting Michael Moore's new movie).

Since I'm the frugal type, I checked the availability of the book at libraries in my area. First I checked the county inter-library loan system. Nope. Then I widened my search to the San Francisco public library since I drop my DH off in the city every weekday morning. Nada. Then I checked the Santa Clara county system even though that would be a bit of a schlep down the peninsula. Zilch. Turns out that the closest library that carries the book is 20 miles away, across the bay down in southern Alameda county.

Sadly, I'm less than shocked that none of the libraries in San Francisco, San Mateo, or Santa Clara counties carry a kids' economics book with a pro-capitalism message...

P.S. I'm most likely going to purchase the "Business, Economics, and Entrepreneurship" course from Bluestocking Press that includes Capitalism for Kids plus 2 other titles & a teachers' guide.

Not Everything That's Wrong Should Be Illegal

A Louisiana justice of the peace is in hot water after declining to perform a civil wedding for an interracial couple and referring the couple to a colleague.

While I totally disagree with Keith Bardwell's refusal, I'm leery of the government forcing justices of the peace to perform weddings to which they object & not allowing them to refer the couples to a colleague. What if the situation were not an interracial couple but a homosexual one? Should the government force a Christian justice of the peace to officiate against his/her deeply held religious beliefs? At least 11 justices in Massachusetts resigned after that state legalized homosexual marriage and then-Governor Mitt Romney told justices they could not refuse to perform them.

What's so wrong about allowing a justice to say, "sorry, I can't help you but you can go to my colleague so-and-so"? The inconvenience of the couple having to go elsewhere should not outweigh the conscience right of the justice of the peace.

Do I think Keith Bardwell is flat-out wrong in his stance on interracial marriage? Absolutely. But he and other justices of the peace should have the right to refuse to marry a couple for whatever reason so long as another justice can be found to perform the marriage. Otherwise, Christian justices may very well have to choose between keeping their job and following their religion.